October 25, 2013
RE:  First Bank & Trust Acquired by Union Bank
Welcome to Union Bank!
Recently, First Bank and Union Bank entered into an agreement pursuant to which Union bank will acquire First Bank’s Association Bank Services Division.  This sale is expected to close November 22, 2013.

Union Bank’s Homeowners Association (HOA) Services has been a West Coast leader in association and community management banking services for more than 20 years.  With the acquisition of SmartStreet last year, Union Bank has become one of the leading providers of financial services to associations and their management companies in the U.S.

We look forward to working with Union Bank!

You may visit their website for payment options at www.unionbank.com/hoabankers/hoaonlinepayments.

AAMS Inc.